中国可访问链接:
www.weidongbo.cn//p118431&g=999&tag=latest&page=1

【房贷利率】12月11日星期四(利率变差)


奇虎贷款    01/11     2281    
4.0/1 

注: 奇虎贷款能提供以下身份的贷款:

(1) 学生仍在OPT期间,使用EAD卡工作,还没有H1B,利率与公民无异;

(2) F1 OPT/EAD 的jumbo loan(比如没有抽到H1B用EAD卡工作);

(3) J1/J2签证,利率与公民无异;
(4) H1B, O-1, L-1, F1/OPT
Jumbo loan;
(5) 
纯外国人贷款

SUMMARY:今天(12月11日 星期四)开盘时的房贷利率价格和上个工作日相比变差。目前
重新贷款40万左右的利率,30年固定利率上升至4.000%,15年固定利率上升至3.500%,
5/1 ARM利率上升至4.125%。购房贷款40万左右,30年固定利率保持在3.875%,15年固定
利率保持在3.250%,5/1 ARM利率上升至3.750%.

:除非特别说明,以下列出的利率都是基于本帖底部的贷款参数,并且是带impound 
account的利率。

************ CALIFORNIA *************
(Based on Conforming Loan $453K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$453K4.0003.5003.8753.5004.1254.375
>$453K4.2003.7504.200------4.0004.250
Jumbo4.2504.2504.625------4.0004.250
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$453K4.1253.6254.0003.6254.1254.375
>$453K4.6254.3754.625------4.0004.250
PRIMARY RESIDENCE - PURCHASE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$453K3.8753.2503.7503.2503.6253.750
APR3.9313.3493.7993.3933.6803.806
>$453K4.0503.6254.050------3.8754.125
APR4.0933.6544.110------3.9034.153
Jumbo4.1253.8754.500------3.7503.750
APR4.1383.9534.527------3.7933.783
INVESTMENT PROPERTY - PURCHASE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$453K4.3753.8754.1253.8753.8754.125
APR4.4113.9754.1754.0203.9124.163
********** MARYLAND ***********
(Based on Conforming Loan $453K, High-Balance Loan $636K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$453K4.0003.5003.8753.5004.0004.250
>$453K4.2504.2504.625------4.0004.250
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$453K4.1253.6254.0003.6254.8754.250
>$453K4.8754.2504.625------4.0004.250
PRIMARY RESIDENCE - PURCHASE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$453K3.8753.2503.7503.2503.6253.750
APR3.9023.2983.7593.3203.6523.777
>$453K4.1253.8754.500------3.7503.750
APR4.1133.9094.492------3.7693.759
INVESTMENT PROPERTY - PURCHASE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$453K4.3753.8754.1253.8753.8754.125
APR4.3823.9244.1343.9463.8844.134
*********** VIRGINIA ************
(Based on Conforming Loan $453K, High-Balance Loan $636K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$453K4.1253.6253.8753.6254.2504.375
>$453K4.5004.5004.750------4.1254.375
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$453K4.2503.7504.0003.7504.2504.375
>$453K5.0004.5004.750------4.1254.375
PRIMARY RESIDENCE - PURCHASE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$453K3.8753.2503.7503.2503.6253.750
APR3.8963.3053.7653.3303.6563.781
>$453K4.1253.8754.500------3.7503.750
APR4.1153.9134.496------3.7713.761
INVESTMENT PROPERTY - PURCHASE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$453K4.3753.8754.1253.8753.8754.125
APR4.3753.9314.1403.9553.8884.138
*********** TEXAS **********
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$453K4.1253.6254.0003.625------5.125
>$453K5.0004.5004.750------4.1254.375
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$453K4.3754.1254.250------------5.125
>$453K5.0004.5004.750------4.2504.375
PRIMARY RESIDENCE - PURCHASE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$453K3.8753.2503.7503.2503.6253.750
APR3.9013.3133.7713.3423.6813.806
>$453K4.7504.1254.500------3.8754.125
APR4.7474.1584.497------3.8784.128
INVESTMENT PROPERTY - PURCHASE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$453K4.2503.8754.1253.8753.8754.125
APR4.2973.9394.1463.9683.9334.184
********** FLORIDA ***********
(Based on Conforming Loan $200K, Jumbo Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$453K4.2503.8754.1253.875------------
>$453K5.3754.7505.125------4.7504.750
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$453K4.3754.1254.2504.125------------
>$453K5.3754.7505.125------4.7504.750
PRIMARY RESIDENCE - PURCHASE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$453K3.8753.2503.7503.2503.6253.750
APR3.9093.3293.7833.3643.6793.805
>$453K4.7504.1254.500------3.8754.125
APR4.7484.1584.497------3.8784.128
INVESTMENT PROPERTY - PURCHASE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$453K4.2503.8754.1253.8753.8754.125
APR4.3063.9554.1593.9913.9344.185
*********** GEORGIA *************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$453K4.1253.7504.0003.750------5.125
>$453K4.5004.5004.875------4.2504.375
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$453K4.3753.8754.1253.875------5.125
>$453K5.1254.5004.875------4.2504.375
PRIMARY RESIDENCE - PURCHASE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$453K3.8753.2503.7503.2503.6253.750
APR3.9243.3543.8033.4023.6943.819
>$453K4.1253.8754.500------3.7503.750
APR4.1223.9254.505------3.7783.767
INVESTMENT PROPERTY - PURCHASE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$453K4.2503.8754.1253.8753.8754.125
APR4.3213.9814.1794.0283.9494.200
********** WASHINGTON *************
(Based on Conforming Loan $453K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$453K4.0003.5003.8753.5004.0004.250
>$453K4.2504.2504.625------4.0004.250
Jumbo4.2504.2504.625------4.0004.250
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$453K4.1253.6253.8753.6254.0004.250
>$453K4.8754.2504.625------4.0004.250
PRIMARY RESIDENCE - PURCHASE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$453K3.8753.2503.7503.2503.6253.750
APR3.9023.2973.7763.3183.6513.777
>$453K4.1253.8754.500------3.7503.750
APR4.1123.9084.492------3.7683.758
Jumbo4.1253.8754.500------3.7503.750
APR4.1073.8994.484------3.7633.753
INVESTMENT PROPERTY - PURCHASE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$453K4.3753.8754.1253.8753.8754.125
APR4.3903.9234.1343.9443.8834.133

Please note that the rates are subject to mid-day changes. This is 

especially true when stock and bond markets move radically during the day.

Rates above are based on the following assumptions:

1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV):  
    - <=75% for Primary Residence Conforming Refinance & Purchase;
    - <=70% for Primary Residence Conforming Cash-Out Refinance;
    - <=75% for Primary Residence Super-Conforming Refinance and Purchase (
except for 7/1 ARM which is <=70%);
    - <=65% for Primary Residence Super-Conforming Cash-Out Refinance;
    - <=75% for Investment Property Conforming Purchase;
    - <=65% for Jumbo Refi & Purchase.
3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident (Sorry, this is a requirement by the 
lender from which the above rates are based)

For Refinance, rates are based on No Point No Fee. So APR for Refinance = 
Refinance Rate.

注:以上凡是没有表明利率的loan program,意味着该program做不了no point的贷款
,需要收point才能做。


奇虎贷款目前能做CA、GA、FL, MD, TX, VA和WA等7个州的房屋贷款,欢迎查询:


Northern California:

1525 McCarthy Blvd, Ste 1084

Milpitas, CA 95035

Phone: (408) 883-8283
Fax: (877) 442-7883
arli@tigerloans.com


Southern California:
780 Roosevelt, Ste 120
Irvine, CA 92620
Phone: (310) 667-6263
Fax: (877) 442-7883

apply@tigerloans.com